Last Updated: 03-09-2025

At Guardian-Finance, your privacy and data security are our highest priorities. This Privacy Policy explains how we collect, use, protect, and share your personal information when you use our digital banking and e-banking services.

By using our website, mobile app, or related services, you agree to the terms of this Privacy Policy.


1. Information We Collect

We collect the following types of information:

a. Personal Information

  • Full name

  • Date of birth

  • Email address

  • Phone number

  • Residential address

  • Government-issued ID (for KYC)

  • Bank account or payment information

b. Usage Data

  • Device information (IP address, browser type, OS)

  • Login timestamps

  • Transaction history

  • User activity on the platform

c. Cookies & Tracking

We use cookies and similar technologies to improve user experience and track website performance. You can control cookie settings in your browser.


2. How We Use Your Information

We use your information to:

  • Create and manage your account

  • Process transactions and payments securely

  • Comply with legal and regulatory requirements (e.g. KYC/AML)

  • Provide personalized financial services

  • Send you important updates, alerts, and marketing (with your consent)

  • Detect and prevent fraud or unauthorized access


3. Data Sharing & Disclosure

We do not sell your personal data. We may share information with trusted third parties only for the following reasons:

  • Payment processors and banking partners

  • Regulatory and law enforcement agencies (as required by law)

  • Analytics or technology providers (for improving services)

  • Service providers bound by confidentiality agreements


4. Your Privacy Rights

Depending on your jurisdiction (e.g., EU, California), you have the right to:

  • Access your personal data

  • Request correction or deletion

  • Object to processing or request restriction

  • Withdraw consent at any time

  • File a complaint with a data protection authority

To exercise your rights, contact us at: privacy@guardian-finance.com


5. Data Security

We implement bank-level security measures, including:

  • End-to-end encryption

  • Multi-factor authentication (2FA)

  • Real-time fraud monitoring

  • Regular third-party audits and penetration testing

Despite our best efforts, no system is 100% secure. Please take precautions to protect your login credentials.


6. Data Retention

We retain your information only for as long as necessary to:

  • Fulfill the purposes outlined in this policy

  • Comply with legal obligations

  • Resolve disputes and enforce agreements

You may request early deletion, subject to regulatory constraints.


7. International Data Transfers

If you are located outside of our operating country, your data may be transferred and processed in other jurisdictions. We ensure adequate protection through data transfer agreements and security safeguards.


8. Children’s Privacy

Our services are not intended for users under the age of 18. We do not knowingly collect data from minors. If we learn that a child has provided us personal information, we will delete it promptly.


9. Policy Updates

We may update this Privacy Policy to reflect changes in technology, regulations, or services. When we do, we will notify you through email or in-app alerts. Continued use of our services indicates acceptance of the revised policy.


10. Contact Us

If you have any questions, concerns, or data requests, please reach out to our Data Protection Officer:

Guardian-Finance Privacy Office
📧 Email: privacy@guardian-finance.com

We may use cookies or any other tracking technologies when you visit our website, including any other media form, mobile website, or mobile application related or connected to help customize the Site and improve your experience learn more

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