Last Updated: 03-09-2025
Welcome to Guardian-Finance. These Terms of Service (“Terms”) govern your use of our website, mobile app, and all related digital and e-banking services (collectively, the “Services”).
By creating an account or using our Services, you agree to comply with and be bound by these Terms. If you do not agree, please do not use our platform.
To use Guardian-Finance, you must:
Be at least 18 years old
Provide accurate and complete KYC (Know Your Customer) information
Not be located in a restricted jurisdiction or on any government sanctions list
You agree to:
Provide true, current, and complete information when creating your account
Keep your login credentials confidential
Notify us immediately of any unauthorized use of your account
You are fully responsible for all activities under your account.
Guardian-Finance offers a range of digital and online banking services, including:
Account creation and management
Secure online fund transfers and payments
Mobile and web-based banking access
Business and personal financial tools
24/7 customer support
All services are subject to verification, eligibility, and compliance checks.
As a user, you agree not to:
Use the Services for illegal, fraudulent, or malicious activities
Access or attempt to access accounts that do not belong to you
Interfere with platform security or functionality
Upload viruses, malicious code, or content that violates the law
We reserve the right to suspend or terminate accounts that violate these Terms.
Some services may be subject to fees. All applicable fees are:
Clearly disclosed before processing any transaction
Non-refundable unless otherwise stated
Subject to change with prior notice
Please review our [Fee Schedule] for more information.
All content, software, logos, and trademarks on Guardian-Finance are the exclusive property of Guardian-Finance Ltd. You may not copy, distribute, or modify any part of our platform without written permission.
Your privacy is important to us. Please review our [Privacy Policy] to understand how we collect, use, and protect your personal information.
By using the Services, you consent to our data practices as described in the Privacy Policy.
To the maximum extent permitted by law, Guardian-Finance is not liable for:
Any indirect, incidental, or consequential damages
Loss of profits, data, or unauthorized access to your account
Delays, interruptions, or system outages beyond our control
Our total liability is limited to the amount you paid (if any) for using our services within the last 12 months.
We reserve the right to suspend or terminate your access to the Services at our sole discretion, with or without notice, for reasons including but not limited to:
Breach of these Terms
Suspicious or unlawful activity
Failure to comply with KYC/AML requirements
These Terms are governed by and construed in accordance with the laws of [Insert Country/State], without regard to conflict of law principles.
Disputes will be resolved through binding arbitration or in the courts of [Insert Jurisdiction].
We may update these Terms at any time. If we make material changes, we will notify you via email or in-app notification. Continued use of our services after changes are made constitutes acceptance of the new Terms.
If you have any questions or concerns regarding these Terms, please contact:
Guardian-Finance Legal Team
📧 Email:infor@guardian-finance.com